PART 9 — My in-laws gave their other three children $20,000 each to help them purchase homes

PART 9 — THE LETTER MARGARET WAS NEVER SUPPOSED TO SEE

The moment Nate read his mother’s final message, something inside him seemed to break.
“Your grandfather didn’t leave the farmhouse to you by accident. He left it because he knew what Ronald and I had done to Margaret.”
For thirty-six years, my husband had believed that Judy was the woman who gave birth to him.
Then he’d discovered Margaret Ellis, a mother who had spent decades hoping to hear from the son she thought had rejected her.
Now Judy was admitting there was another secret.
One involving both his parents.
And whatever it was, Grandpa Walter had known.
Nate sat across from Rebecca Collins, staring at his phone.
“What could they possibly have done to her?”
Rebecca carefully folded the disputed property agreement.
“I don’t know, Nathan. But I don’t think you should meet Judith privately.”
He nodded.
“I won’t.”
I reached for his hand.
“Then ask her to tell you in writing.”
Nate typed a message.
“Mom, if you have something to confess, tell me now. I’m not coming alone, and I’m not keeping any more secrets from Grandma.”
Judy read the message almost immediately.
Three dots appeared.
Then disappeared.
Then appeared again.
Finally, her reply arrived.
“Margaret wasn’t supposed to leave town. Ronald paid her to disappear.”
My heart stopped.
Nate stared at the screen.
“Paid her?”
Another message appeared.
“We told everyone she had given you up willingly. That wasn’t the whole truth.”
Nate stood so abruptly that his chair scraped across Rebecca’s office floor.
“What does she mean?”
Rebecca reached for her notepad.
“Nathan, sit down for a moment.”
But he couldn’t.
He paced toward the window, then turned around.
“Mom has spent my entire life telling me that family comes first. And now she’s saying Dad paid my birth mother to disappear?”
His voice cracked.
“Was I something they bought?”
I crossed the room and wrapped my arms around him.
“No. You were a child. None of those decisions were yours.”
He leaned his forehead against mine.
For several seconds, he couldn’t speak.
Then his phone rang.
Judy.
Nate looked at the screen.
Rebecca nodded toward the phone.
“If you’re comfortable, you can speak with her while we’re here.”
Nate answered and turned on the speaker.
“Mom.”
Judy was crying.
“Nathan, please don’t hate me.”
He closed his eyes.
“Tell me what happened.”
She took a shaky breath.
“Margaret wanted to keep you. Your father promised her that we’d help with her medical bills and housing until she recovered.”
Nate stared at the phone.
“And?”
“When the medical bills became overwhelming, Ronald arranged for her to sign the adoption papers.”
“Did she understand what she was signing?”
Judy hesitated.
“I don’t know exactly what she was told by the attorney.”
“Mom.”
Her voice broke.
“I know she believed we’d allow her to receive updates about you.”
Nate swallowed.
“And Dad paid her?”
“He gave her money for medical expenses and relocation. Later, there was another agreement.”
“What agreement?”
Judy began sobbing.
“An agreement that she wouldn’t contact the family directly.”
The room went silent.
I looked at Rebecca.
Her expression had become very serious.
Nate asked quietly, “Did Margaret sign it?”
“Yes.”
“Was she pressured?”
“I believe she felt she had no choice. But you need to hear her account, Nathan. I wasn’t present for every conversation.”
Nate gripped the phone.
“Then why did Dad tell Grandma she was dead?”
Judy didn’t answer.
“Mom, why?”
Finally, she whispered, “Because you kept asking about the woman in the hospital photograph when you were little.”
Nate froze.
“What?”
“You found an old picture when you were five. You asked me who she was.”
He stared at the wall.
“I don’t remember.”
“You were so curious. You kept asking why she was holding you.”
Judy cried harder.
“Ronald told me we needed to put an end to those questions.”
Nate’s eyes filled.
“So you told everyone she died?”
Judy whispered, “Ronald told Opal. And I never corrected him.”
For a long moment, nobody spoke.
Then Nate asked a question so quietly that I barely heard it.
“Did you ever feel guilty?”
Judy broke down.
“Every day.”
Nate shook his head.
“But you still kept lying.”
She couldn’t answer.
Finally, Rebecca spoke.
“Judith, this is Rebecca Collins. If you possess documents related to these arrangements, they need to be preserved. Please don’t destroy or alter anything.”
Judy went silent.
Then she whispered, “I have the original agreement.”
Nate straightened.
“Where?”
“In a box at our house.”
“Then give it to Rebecca.”
Judy hesitated.
“Ronald will be furious.”
Nate closed his eyes.
“Mom, I can’t keep protecting you from Dad’s anger while you keep asking me to live with the damage.”
The silence was painful.
Then Judy whispered, “I’ll bring it.”
And the call ended.
I thought that was enough heartbreak for one morning.
I was wrong.
At eleven fifteen, Margaret called.
Nate immediately answered.
“Hi.”
Her warm voice filled the room.
“Hello, sweetheart.”
I watched my husband’s face soften.
Even after everything we’d discovered, hearing her call him sweetheart seemed to ease something inside him.
“Are you okay?” she asked.
Nate hesitated.
“Not really.”
Margaret was quiet.
“Did something happen?”
He looked at Rebecca.
Then at me.
Finally, he said, “Judy told me Dad gave you money to leave town.”
There was a long silence.
Margaret exhaled.
“I wondered when that would come up.”
Nate closed his eyes.
“Is it true?”
“Part of it.”
“What part?”
Margaret took a slow breath.
“Ronald paid some of my hospital bills. He also gave me money to move into an apartment. At the time, I was grateful.”
Nate listened without interrupting.
“But later, when I started asking to see you, he told me that further contact could disrupt your adoption.”
“What did he want?”
“He wanted me to sign a written agreement promising not to contact him or Judith directly about you.”
Nate swallowed.
“Did he threaten you?”
Margaret hesitated.
“He said that if I challenged the adoption, it would become an expensive legal fight that I couldn’t afford. He also told me that you were happy and that trying to see you would only hurt you.”
My husband looked down.
“Did you believe him?”
“At first, yes.”
Her voice broke.
“I was young, Nathan. I was frightened. And I wanted you to have a stable childhood.”
Tears slid down his cheeks.
“But I never wanted you to believe I didn’t love you.”
Nate wiped his face.
“I know that now.”
Margaret continued.
“A few years later, I realized I had agreed to something I didn’t fully understand. I contacted an attorney, but by then the adoption had been finalized.”
Nate took a slow breath.
“Why didn’t you tell Grandpa?”
“I tried.”
He froze.
“What?”
“I wrote to Walter. And he wrote back.”
My heart began pounding.
“What did he say?” Nate asked.
Margaret hesitated.
“He apologized.”
Nate stared at his phone.
“Grandpa apologized?”
“Yes.”
Her voice softened.
“He said he hadn’t understood how much pressure I’d been under. He told me he was going to make sure you received the truth when you were old enough.”
Nate covered his mouth.
“And he never got the chance.”
Margaret began crying.
“No, sweetheart. He didn’t.”
There was a long silence.
Then Margaret said something unexpected.
“But Walter did send me one final letter.”
Nate leaned forward.
“What letter?”
“It arrived about three weeks before he died.”
“What did it say?”
Margaret was quiet.
Then she answered,
“He told me that Ronald had made a terrible financial decision involving your future.”
I looked toward Rebecca.
Nate straightened.
“What financial decision?”
“Your grandfather believed Ronald had been using money intended for you and your siblings. He said he was trying to correct it.”
Nate swallowed.
“And?”
Margaret continued.
“He asked me to keep copies of our correspondence because he feared Ronald would try to erase anything that contradicted his version of events.”
I felt cold.
“Margaret,” I asked gently, “do you still have Walter’s letter?”
“Yes.”
Rebecca leaned forward.
“Would you be willing to provide a copy for examination?”
“Of course.”
Then Margaret said something that made Nate sit perfectly still.
“There’s another letter.”
He frowned.
“From Grandpa?”
“No.”
“Then who?”
She took a shaky breath.
“From Judith.”
Nate stared at the phone.
“My mom?”
“Yes.”
“When?”
“About six months after Walter died.”
“What did she say?”
Margaret was silent for several seconds.
Then she whispered,
“She asked me to forgive her.”
I felt tears filling my eyes.
Nate leaned closer.
“For what?”
Margaret’s voice trembled.
“For helping Ronald keep you from me.”
The room fell silent.
Nate whispered, “Mom admitted that in writing?”
“Yes.”
Margaret continued.
“She told me she loved you more than anything, but she was afraid that if you found me, you’d discover the truth about Ronald’s affair.”
Nate stared at the floor.
“And?”
“She said she didn’t know how to explain that to you without destroying your relationship with your father.”
My husband’s eyes filled.
Margaret continued.
“She asked me to understand that she was trying to protect her marriage.”
Nate slowly shook his head.
“And what about me?”
Margaret began crying.
“That’s what I wrote back.”
He froze.
“What?”
“I asked her who was protecting you.”
For several seconds, nobody spoke.
Then Nate began to cry.
Not from anger.
Not from shock.
But from the terrible realization that somewhere in the world, his birth mother had been fighting to give him a choice.
And his adoptive mother had been fighting to make sure he never had one.
Margaret waited until he could speak again.
Then she whispered,
“Nathan, I don’t want you to hate Judith.”
He looked up.
“What?”
“She raised you. She loved you. I believe that.”
Nate wiped his face.
“But she lied.”
“Yes.”
Margaret’s voice remained gentle.
“And you have every right to be hurt by that.”
She paused.
“But don’t let the years we lost steal the years we still have.”
I looked at my husband.
For the first time that morning, he smiled through his tears.
“You’re a pretty remarkable woman.”
Margaret laughed softly.
“I’ve been told I can be stubborn.”
Nate smiled.
“Grandpa used to say the same thing about me.”
“Then perhaps you got that from me.”
They both laughed.
And for one precious moment, the darkness surrounding our family seemed a little less powerful.
But that moment ended when Rebecca’s assistant knocked on the office door.
“Ms. Collins? There’s someone here to see you.”
Rebecca looked up.
“Who?”
“Judith Bennett.”
Nate froze.
“Already?”
The assistant nodded.
“And she’s carrying a box.”
Rebecca stood.
“Please show her into the conference room.”
Nate ended his call with Margaret.
Then we followed Rebecca down the hallway.
Judy was sitting at the far end of the conference table.
Her face was pale.
Her eyes were swollen from crying.
Beside her sat a cardboard box filled with old files.
When Nate entered, she stood.
“Sweetheart.”
He stopped several feet away.
“Mom.”
Judy looked as though she wanted to hug him.
But she didn’t.
Instead, she pointed toward the box.
“I brought everything I could find.”
Rebecca approached.
“Thank you for preserving these materials.”
Judy nodded.
“There’s more than the agreement with Margaret.”
Nate looked at her.
“What else?”
“Copies of trust statements. Some correspondence. And the development documents.”
My stomach tightened.
“The papers with our signatures?”
Judy lowered her head.
“Yes.”
Nate took a slow breath.
“Mom, did you sign our names?”
She began crying.
“No.”
He stared at her.
“Then who did?”
Judy wiped her face.
“Ronald gave me the pages already signed. He told me you had agreed to the property option.”
Nate shook his head.
“We never agreed.”
“I know that now.”
He looked at her.
“Did you ask us?”
She lowered her eyes.
“No.”
“Did you even call?”
“No.”
Nate stepped backward.
“Then you helped him submit documents without checking whether we signed them.”
Judy began sobbing.
“Yes.”
The admission hurt more than any excuse could have.
Rebecca quietly took notes.
Then Judy removed a large brown envelope from the bottom of the box.
“This is what I really came to show you.”
Nate stared at it.
“What is it?”
Judy’s hands trembled.
“The letter Walter wrote about Margaret.”
My heart started pounding.
She placed it on the table.
Across the front were three handwritten words.
FOR MY GRANDSON.
Nate looked at the envelope.
“Grandpa wrote that?”
Judy nodded.
“He gave it to Ronald before he died. He said Nathan should receive it when he turned eighteen.”
Nate stared at her.
“I turned eighteen eighteen years ago.”
Judy began crying.
“I know.”
“Why didn’t you give it to me?”
She looked down.
“Ronald said it would destroy the family.”
Nate whispered, “So you hid it.”
She nodded.
Rebecca carefully examined the envelope.
The seal had already been broken.
She photographed it before handing it to Nate.
He unfolded the letter.
The paper was yellowed.
Walter’s handwriting was shaky but unmistakable.
Nate began reading aloud.
“My dear Nathan,
There may come a day when you learn that the story you were told about your birth was incomplete.
If that day comes, I want you to understand something before anyone else has the chance to make you feel ashamed.
You were never a secret I was embarrassed to keep.
You were a grandson I was proud to love.”
Nate stopped.
His voice broke.
I squeezed his hand.
He continued.
“Your father made decisions that hurt people who trusted him. Those decisions were not yours. You owe no apology for the circumstances of your birth.”
Judy began crying quietly.
Nate kept reading.
“Margaret loved you when you were born. Judith loved you as she raised you. I hope one day you will understand that both things can be true, even when the adults involved have failed you.”
Tears slid down my cheeks.
Then Nate reached the next paragraph.
And stopped.
His eyes widened.
“What?” I whispered.
He read the sentence again.
Then looked toward Judy.
“Mom…”
She covered her mouth.
Nate continued, his voice trembling.
“Before your adoption was finalized, Margaret gave me a letter explaining what she understood about the arrangements Ronald had made.”
He looked up.
“Where’s that letter?”
Judy lowered her eyes.
“It’s in the envelope.”
Nate reached inside.
A second folded sheet remained.
He opened it.
The handwriting was different.
Smaller.
Neater.
The letter was signed Margaret Ellis.
Nate began reading.
“Dear Mr. Bennett,
I am grateful for everything you and Mrs. Bennett have done to help me during my illness.
I want Nathan to have a safe home, but I am frightened that I do not fully understand what will happen after the adoption papers are signed.
Ronald told me that if I refused, he would no longer help with my medical bills and that I might not be able to support my baby.
I don’t want to lose my son.
I want him to be safe.
Please make sure he knows I love him.”
Nate lowered the paper.
The entire room was silent.
Then he whispered,
“She was afraid.”
Judy began crying harder.
“Yes.”
Nate looked directly at her.
“And you knew.”
She nodded.
“I knew she was struggling.”
“Did you know Dad was pressuring her?”
Judy covered her face.
“I knew he was telling her things that frightened her.”
Nate stared at her.
“Then why didn’t you stop him?”
Her voice broke.
“Because I wanted you to stay.”
The words hung in the air.
I felt tears running down my cheeks.
Judy continued.
“I loved you from the first day I held you, Nathan. You were this tiny baby with dark hair and the biggest eyes I’d ever seen.”
She pressed a hand against her heart.
“And I was terrified that if Margaret changed her mind, I’d lose you.”
Nate’s face crumpled.
“So you let her lose me instead.”
Judy began sobbing.
“Yes.”
For a long moment, nobody moved.
Then Nate sat down.
He stared at the letter.
When he finally spoke, his voice was quiet.
“Mom, I believe you loved me.”
Judy looked up hopefully.
“But love doesn’t make what you did right.”
She nodded through her tears.
“I know.”
He swallowed.
“I don’t know how to forgive this yet.”
Her face collapsed.
“I understand.”
“And I need time.”
Judy nodded.
“Take all the time you need.”
Nate looked down at the letter again.
Then whispered,
“You could have given me this when I was eighteen. You could have let me meet Margaret. You could have told me the truth about Dad.”
His voice cracked.
“Instead, you let me spend another eighteen years thinking I wasn’t good enough.”
Judy began crying so hard she could barely breathe.
Rebecca quietly offered her a glass of water.
Nobody spoke for several minutes.
Then Judy reached into the box again.
“There is one more document.”
Nate looked exhausted.
“What now?”
She removed a folded agreement.
It was dated twenty-eight years earlier.
At the top were the words:
PRIVATE SETTLEMENT AND RELEASE.
Rebecca leaned forward.
“May I?”
Judy handed it over.
Rebecca read carefully.
Her expression changed.
“This document concerns a payment to Margaret Ellis.”
Nate looked up.
“How much?”
Rebecca glanced toward Judy.
Then answered.
“Fifty thousand dollars.”
My stomach tightened.
“Fifty thousand?”
Judy nodded.
“Ronald arranged the payment.”
Nate stared.
“Where did the money come from?”
Judy didn’t answer.
Rebecca turned the page.
And suddenly, she stopped.
“What is it?” I asked.
She looked at the source account reference.
Then back at the trust documents on her desk.
“This payment appears to have been drawn from an account associated with the Bennett Family Trust.”
Nate went completely still.
“My grandfather’s trust?”
Rebecca nodded.
“According to the account reference printed here.”
My husband stared at Judy.
“So Dad used Grandpa’s money to pay Margaret not to contact me?”
Judy shook her head desperately.
“He told me it was a settlement to cover medical expenses and help her begin a new life.”
Nate looked at Rebecca.
“Does this prove that?”
“No. We’d need the banking records and the complete agreement to establish what was actually paid and under what circumstances.”
But Nate was already shaking his head.
“All these years…”
He stood.
“All these years, Dad treated me like I was costing him something.”
His voice cracked.
“And he may have been using money meant for this family to hide what he’d done.”
He turned toward the window.
I followed him.
For several moments, he didn’t speak.
Then he whispered,
“I keep thinking about that card.”
I looked at him.
“The Easter card?”
He nodded.
“They told me I was capable. Independent. Strong.”
His eyes filled.
“And I believed them.”
I placed my hand against his cheek.
“You are those things.”
He looked at me.
“But I shouldn’t have had to prove it by surviving without help while everyone else got theirs.”
“No,” I whispered.
“You shouldn’t have.”
Behind us, Rebecca continued examining the papers.
Then she suddenly called out.
“Nathan?”
We turned.
She was staring at a page near the bottom of the agreement.
“There’s a notation here that references an additional account.”
Nate walked back to the table.
“What account?”
Rebecca pointed.
The notation contained a trust subaccount number.
But the name beside it made my stomach twist.
NATHAN BENNETT — BENEFICIARY RESERVE.
Nate stared.
“That’s me.”
Rebecca nodded.
“The document appears to identify a reserve associated with you.”
Judy looked confused.
“I’ve never seen that.”
Rebecca read the next line.
Then her expression changed.
“Nathan, do you know anything about a restricted account established at the time of your adoption?”
He shook his head.
“No.”
She pointed to the page.
“According to this notation, a separate reserve may have been established to provide for your future education and housing.”
My heart began pounding.
“By Grandpa?”
“Possibly. We need the original records.”
Nate leaned forward.
“How much was in it?”
Rebecca checked the figure.
Then looked at him.
“The stated initial allocation was two hundred and fifty thousand dollars.”
The room went silent.
Two hundred and fifty thousand.
Set aside for Nate.
While he grew up believing he had to earn every scrap of support.
While his siblings received help.
While his parents congratulated him for needing nothing.
Nate stared at the document.
“Where did it go?”
Rebecca looked toward Judy.
Judy shook her head.
“I don’t know.”
Nate closed his eyes.
“Mom, please.”
She began crying again.
“I swear, Nathan. Ronald handled the financial accounts. I knew about some transfers, but I didn’t know about that reserve.”
Rebecca placed the document down.
“We’ll trace it.”
Nate nodded.
But I could see something changing in his expression.
The hurt was still there.
The anger too.
But beneath both was a new determination.
He wasn’t going to let another generation inherit these secrets.
That evening, we returned to the farmhouse.
Grandma Opal sat beside the window, knitting a small blue blanket.
When Nate showed her Margaret’s letter, she began crying.
“I wish Walter had given it to me,” she whispered.
Nate sat beside her.
“He tried to make sure I received it.”
Opal nodded.
“He loved you so much.”
My husband looked around the room.
The unfinished walls.
The old wooden floors.
The patched ceiling.
He smiled sadly.
“Grandpa wanted me to have a place where I belonged.”
Opal squeezed his hand.
“And now you do.”
For the first time, I realized that the house had become far more than the bargain we’d found at a courthouse auction.
It was the place where a family secret had finally begun to unravel.
The place where Nate discovered the truth about his birth.
The place where Walter’s last wishes had survived.
And the place where my husband was finally learning that his worth had never depended on his father’s approval.
But just as we were preparing dinner, the phone rang.
It was Jeff.
Nate answered.
“Hey.”
Jeff sounded frightened.
“Nate, I need to tell you something.”
My husband straightened.
“What happened?”
“Dad’s business accounts have been frozen.”
Nate stared at the phone.
“What?”
“His bank called this afternoon. They’re reviewing the loans after receiving information about the disputed property documents.”
I looked at Nate.
Jeff continued.
“Dad’s furious. He’s blaming everyone.”
Nate closed his eyes.
“Jeff, we’re not responsible for the decisions he made.”
“I know.”
Then Jeff lowered his voice.
“But something else happened.”
“What?”
“Marcus Henderson’s attorney contacted the sheriff. Marcus is offering to cooperate with the investigation.”
Nate leaned forward.
“And?”
“He says Ron didn’t hire him just to retrieve documents.”
My heart began pounding.
“What else?”
Jeff hesitated.
“He says there was a plan to make it look like the Miller property had been abandoned and was unsafe.”
Nate stared.
“Why?”
“Because Dad wanted the county to condemn the barn and possibly other structures. He thought that would pressure you to sell.”
I covered my mouth.
Nate’s voice became sharp.
“Did Marcus admit starting the fire?”
“Not to me. I only know what someone told me about his statement.”
Nate looked toward the burned barn.
“Then the investigators need to handle it.”
Jeff agreed.
“But Nate, there’s something you should know.”
“What?”
“Marcus says he wasn’t the person who suggested the plan.”
Nate frowned.
“Who was?”
Jeff took a shaky breath.
“He says it came from someone else involved in the development deal.”
I felt cold.
“Who?”
Jeff hesitated.
Then whispered,
“Mom.”
Nate stopped breathing for a moment.
“No.”
Jeff continued.
“Marcus claims Judy was the one who told him the barn needed to become a problem.”
I stared at my husband.
His face went completely white.
For days, Judy had been crying, apologizing, and telling us Ron had pressured her.
She had admitted helping conceal Margaret’s letters.
She had brought us the disputed documents.
She had promised to help make things right.
But now someone was claiming that she had played a role in the plan that ended with our barn burning.
Nate looked at me.
For a long time, he didn’t speak.
Then he whispered,
“How much of this was Mom’s idea?”
Before I could answer, a car pulled into our driveway.
Headlights swept across the kitchen window.
Nate stood.
“Who is it?”
I looked outside.
A white sedan had stopped near the porch.
A woman stepped out carrying a small suitcase.
Her dark hair was streaked with silver.
She stood beside the car for a moment, looking at the old farmhouse.
Then she pressed a hand against her mouth.
I recognized her immediately.
Margaret.
Nate’s birth mother.
She had come to see him.
I turned toward my husband.
“Nate…”
He followed my gaze.
And froze.
For thirty-six years, he’d never held his birth mother.
Now she was standing less than thirty feet away.
He opened the front door.
Margaret looked up.
Their eyes met.
Neither moved.
Then she whispered,
“Nathan?”
My husband’s face crumpled.
“Mom?”
And the moment she heard that word, Margaret dropped her suitcase.
She ran toward him.
Nate met her halfway down the porch steps.
And for the first time in thirty-six years, mother and son held each other.
I stood in the doorway, crying.
Grandma Opal came beside me.
She watched them for a long moment.
Then whispered,
“Walter, your boy finally found his way home.”
But while Nate was holding Margaret, my phone buzzed.
A message from Rebecca.
I opened it.
Then felt my blood turn cold.
“Do not let Judith near the recovered trust documents. We received new information from the investigators, and there may be evidence she was involved in preparing several of the disputed signatures.”
I looked toward my husband.
He was still holding his mother, crying against her shoulder.
For one beautiful moment, he had found something he’d been missing his entire life.
But another truth was approaching.
One that could shatter the last pieces of the family he’d grown up believing in.
And as I stood watching him, another message arrived.
This one was from Judy.
“I know Margaret is at your house. Tell her I’m sorry. But before she tells Nathan what happened the night Walter died, I need one chance to explain.”
I stared at the screen.
The night Walter died.
Not the day of the adoption.
Not the trust.
Not the farmhouse.
The night his grandfather died.
I slowly looked toward Margaret.
She was still holding Nate.
But when she lifted her face, I noticed something strange.
She wasn’t only crying with happiness.
She looked frightened.
And when our eyes met, she whispered something over Nate’s shoulder that I could barely hear.
“Please don’t tell Ronald I’m here. There’s something I witnessed at the hospital that I’ve never told Nathan.”
END OF PART 9 — TO BE CONTINUED IN PART 10:

PART 10 — My in-laws gave their other three children $20,000 each to help them purchase homes

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